The Importance of Disability Insurance

One of the most important parts of what we do here at North East Empire is ensure that families can still eat if a parent is sick or injured and it lasts a long time. Disability Insurance is insurance that can provide up to 60% of an insured’s paycheck. Imagine that you are walking to your car, but before you get there you slip and fall on the ice on your driveway and break your right leg. You’re in massive amounts of pain, have to get taken to the hospital, and when you’re there they have to put you in a cast for 6 months.

As if you didn’t have enough on your mind, now it suddenly dawns on you: What am I going to do for work?! You’d be lucky if your spot is kept at the company you work for when you are done healing and can finally go back to work, but what are you going to do for income? Your spouse works, sure but they are not the bread winner. How is the mortgage going to be paid? How are you going to buy groceries? What about the $20 your kid needs for the field trip at school?

Car payment and Insurance? These needs are met very simply by 1 policy. If you take the most disability and the quickest paying, it costs about an hour of pay per week. So, the first hour of your work week you take it to ensure your financial well being in the case of an emergency. Sounds pretty good right? We thought so too. Catch up with us today to talk about the options that are available to you.

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